The upcoming iPhone 15 series is one of the most highly anticipated tech releases of 2023. However, recent leaks suggest that Apple may significantly increase the pricing of its next flagship phone series. This could be very bad news for consumers looking to upgrade to the latest iPhone. Introduction For over a decade, …
Introduction Indemnity insurance plans are a traditional type of health insurance coverage that help pay for medical expenses. With an indemnity plan, you can visit any doctor or hospital you want without needing a referral. These plans also fully reimburse you for covered services, up to the limits of your policy. Indemnity plans …
Introduction A self-funded health insurance plan, also known as self-insured plan, is a type of employer-sponsored health benefit plan where the employer assumes the financial risk for providing health care benefits to its employees. Unlike fully-insured plans where the employer contracts with an insurance carrier to cover the risk, self-funded plans allow employers …
Introduction Health insurance plays a vital role in protecting individuals and families against the high costs of medical care. With healthcare costs continuing to rise year after year, having health coverage provides financial security and peace of mind. One of the most common types of health plans is an HMO, or health maintenance …
Everybody changes their mind at some stage and for many people, this occurs at university, specifically regarding choice of degree. For locals, the process is reasonably straightforward but for international students, there a few things to take into account.Here are several questions you might have about changing courses. If you’re have been studying …